The Life and Pensions business markets a broadly based range of life and pensions products in the UK, and throughout Europe, Asia, and the Middle East. It also incorporates the Luxemburg-based company Lombard International, acquired in January 2005.

The Asset Management business – F&C Asset Management plc – manages funds of ?124.8bn (as at 31 December 2004), and markets a wide range of investment products to personal and institutional customers. Friends Provident plc has a majority shareholding of 51% in F&C Asset Management plc.

Friends Provident’s business was founded on high principles, to alleviate the hardship of families facing misfortune. These principles still drive the company today. 

The products

Friends Provident offers a wide range of products for individual customers, commercial business and other institutions. Their products are designed to help customers plan for life's important milestones as well as unexpected events.

Friends Provident can help you protect your family, home and lifestyle and you choose the types and level of cover required.

Life Cover - Level Term and Mortgage Protection

Provides a cash lump sum upon death, giving your family financial security.

Critical Illness Cover

Gives you a cash lump sum if you suffer a defined critical illness or permanent and total disability.

Income Protection

Gives you an income if you are unable to work due to sickness or accident.